Stewardship Resources

Faithful Stewardship

Faithful Stewardship

We are stewards. We are either faithful or unfaithful stewards.

No option exists for “opting out” of our accountability to God for how we manage everything that we have received from Him.

"Now it is required that those who have been given a trust must prove faithful." -1 Corinthians 4:2

This simple, clear, and extremely helpful twenty-six (26) page digital eBooklet explores the adventure and life-long journey of faithful stewardship by answering the three common questions of:
1. What is faithful stewardship?
2. Why is a steward motivated to be faithful?
3. And, how can you grow in becoming a faithful steward?

*NOTE: This should be the first resource you download and read. It addresses the core teachings, principles, practical instructions, and practices of faithful stewards found in Scripture.

Download Faithful Stewardship PDF


Faithful Stewardship Mobile

Faithful Stewardship

We are stewards. We are either faithful or unfaithful stewards.

No option exists for “opting out” of our accountability to God for how we manage everything that we have received from Him.

"Now it is required that those who have been given a trust must prove faithful." -1 Corinthians 4:2

This simple, clear, and extremely helpful twenty-six (26) page digital eBooklet explores the adventure and life-long journey of faithful stewardship by answering the three common questions of: What is faithful stewardship? Why is a steward motivated to be faithful? And, how can you grow in becoming a faithful steward?

*NOTE: This should be the first resource you download and read. It addresses the core teachings, principles, practical instructions, and practices of faithful stewards found in Scripture.

Download Faithful Stewardship PDF



Click on a title below to read more information and download resources.

Guidance

Guidance For Building A Faithful Stewardship Advisory Team Of: Financial Planners, Tax Advisors, Estate Planning Attorneys, Etc.

Finding and building a diligent and effective advisory team takes time and effort.

It will require humility, emotional intelligence, and self-awareness to admit that you could use the help of some trusted professional advisors when it comes to maximizing the effectiveness of your stewardship of God’s resources that he has entrusted to your care to manage.

This brief twelve (12) page digital guide is designed to help you consider how to interview, vet, and work with trusted professional advisors by: asking five important questions, giving you digital links to several helpful resources, and providing an action plan checklist.

Download Guidance PDF
Guidance for Building a Faithful Stewardship Mobile

Guidance For Building A Faithful Stewardship Advisory Team Of: Financial Planners, Tax Advisors, Estate Planning Attorneys, Etc.

Finding and building a diligent and effective advisory team takes time and effort.

It will require humility, emotional intelligence, and self-awareness to admit that you could use the help of some trusted professional advisors when it comes to maximizing the effectiveness of your stewardship of God’s resources that he has entrusted to your care to manage.

This brief twelve (12) page digital is designed to help you consider how to interview, vet, and work with trusted professional advisors by: asking five (5) important questions; giving you digital links to several helpful resources; along with an action plan checklist.

Download Guidance PDF

Loss

Loss of Loved One - Financial Guidance Checklist

When a loved one has been lost there are a number of important financial actions that need to be addressed to assure faithful stewardship.

This eight (8) page digital guide provides three categories of steps to follow:

    1. Immediate actions
    2. Actions after death certificates arrive
    3. Actions over time (4-6 weeks after the passing of a loved one)

Download Loss of a Loved One PDF
Loss of A Loved One Mobile

Loss of Loved One - Financial Guidance Checklist

When a loved one has been lost there are a number of important financial actions that need to be addressed to assure faithful stewardship.

This eight (8) page digital guide provides three categories of steps to follow:

    1. Immediate actions
    2. Actions after death certificates arrive
    3. Actions over time (4-6 weeks after the passing of a loved one)

Download Loss of a Loved One PDF

Pre-Marriage Financial Discussion

Organizing Essential Family Documents File

Be encouraged! Investing a small amount of time in organizing your essential family documents file is a wise action step of caring for your loved ones.

This twenty-six (26) page digital file will guide you in completely personalizing and documenting in ONE FILE all of your essential family documents. This resource will guide you in putting all of these following essential documents and details in this one file: Key Contacts, Executors, Legal wills and documents, Financial account details, Medical history and doctors, Insurance details, Ownership of homes, vehicles, titles, etc., Tax Returns, Marriage license, divorce papers, etc., End of Life preferences and instructions, Digital Life details including password management, email accounts, devices, social media accounts, gaming, software, login information, instructions, etc., Location of Documents, Optional Digital Storage Resource Services.

Your loved ones will thank you for a "one stop shop" for all of your essential family documents.

Download Organizing Essential Family Documents WORD/DOCX
Pre-Marriage Financial Guide Mobile

Organizing Essential Family Documents File

Be encouraged! Investing a small amount of time in organizing your essential family documents file is a wise action step of caring for your loved ones.

This twenty-six (26) page digital file will guide you in completely personalizing and documenting in ONE FILE all of your essential family documents. This resource will guide you in putting all of these following essential documents and details in this one file: Key Contacts, Executors, Legal wills and documents, Financial account details, Medical history and doctors, Insurance details, Ownership of homes, vehicles, titles, etc., Tax Returns, Marriage license, divorce papers, etc., End of Life preferences and instructions, Digital Life details including password management, email accounts, devices, social media accounts, gaming, software, login information, instructions, etc., Location of Documents, Optional Digital Storage Resource Services.

Your loved ones will thank you for a "one stop shop" for all of your essential family documents.

Download Organizing Essential Family Documents WORD/DOCX

Pre-Marriage Financial Discussion

Pre-Marriage Financial Discussion Guide for Engaged Couples

Everyone can have a financially healthy marriage. All it takes is a willingness to have healthy discussions.

This ten (10) page digital guide will get you started in these discussions by exploring family backgrounds, expectations, and the importance of healthy budgetary plans and boundaries. The potential of future money fights can be resolved before they ever have a chance to start by having these open, honest and healthy conversations about finances right now. Scripture is clear, money is an indicator of what your heart values.

"For where your treasure is, there your heart will be also." -Matthew 6:21

Download Pre-Marriage Financial Discussion Guide PDF
Pre-Marriage Financial Guide Mobile

Pre-Marriage Financial Discussion Guide for Engaged Couples

Everyone can have a financially healthy marriage. All it takes is a willingness to have healthy discussions.

This ten (10) page digital guide will get you started in these discussions by exploring family backgrounds, expectations, and the importance of healthy budgetary plans and boundaries. The potential of future money fights can be resolved before they ever have a chance to start by having these open, honest and healthy conversations about finances right now. Scripture is clear, money is an indicator of what your heart values.

"For where your treasure is, there your heart will be also." -Matthew 6:21

Download Pre-Marriage Financial Discussion Guide PDF

Understanding Basic Investing Concepts

Understanding Basic Investing Concepts

For many of us, investing is the toughest part of Faithful Stewardship. It can be confusing, and it can be intimidating.

Confusing because of the unique language used by investors, such as bull markets, bear markets, asset allocation, exchange-traded funds, 401k’s, 403b’s, IRA’s, Traditional, Roth, etc. What does it all mean?

Intimidating because of how quickly—and how far—the stock market can fall and lose value.

It is important for you to grow in your understanding, faithfulness, and effectiveness in this area of investing because of its potential impact on faithful stewardship.

This fourteen (14) page digital guide addresses the basic concepts of investing with simplicity, and provides practical guidance with digital links to helpful resources.

Download Understanding Basic Investing Concepts PDF
Understanding Basic Investing Concepts Mobile

Understanding Basic Investing Concepts

For many of us, investing is the toughest part of Faithful Stewardship. It can be confusing, and it can be intimidating.

Confusing because of the unique language used by investors, such as bull markets, bear markets, asset allocation, exchange-traded funds, 401k’s, 403b’s, IRA’s, Traditional, Roth, etc. What does it all mean?

Intimidating because of how quickly—and how far—the stock market can fall and lose value.

It is important for you to grow in your understanding, faithfulness, and effectiveness in this area of investing because of its potential impact on faithful stewardship.

This fourteen (14) page digital guide addresses the basic concepts of investing with simplicity, and provides practical guidance with digital links to helpful resources.

Download Understanding Basic Investing Concepts PDF



Stewardship Worksheets & Calculators

Simple Budget & Income Statement Worksheets

It is not a complex or difficult task to know with certainty the condition of your finances.

It just requires your focused time and attention on two types of financial activities:

    1. INCOME (What is coming in?)
    2. EXPENSES (What is going out?)

Projecting and planning your future income and expenses is called a BUDGET.

Tracking and reporting on your past income and expenses is referred to as an INCOME STATEMENT.

Both are helpful tools for knowing the condition of your finances. (Proverbs 23:27)

Download Simple Budget & Income Statement Excel File

Faithful Stewardship

Simple Income Budget Plan Mobile

Stewardship Worksheets & Calculators

Simple Budget & Income Statement Worksheets

It is not a complex or difficult task to know with certainty the condition of your finances.

It just requires your focused time and attention on two types of financial activities:

    1. INCOME (What is coming in?)
    2. EXPENSES (What is going out?)

Projecting and planning your future income and expenses is called a BUDGET.

Tracking and reporting on your past income and expenses is referred to as an INCOME STATEMENT.

Both are helpful tools for knowing the condition of your finances. (Proverbs 23:27)

Download Simple Budget & Income Statement Excel File



Click on a title below to read more information and download resources.

Simple Net Worth Calculator

SIMPLE NET WORTH CALCULATOR

This calculator will assist you in the healthy discipline of tracking your current net worth.

Many have found this simple yearly exercise a tool that has helped them on their faithful stewardship journey.

It should take you less than 15 minutes to complete.

Download Simple Net Worth Calculator Excel File

Simple Net Worth Calculator

SIMPLE NET WORTH HEALTH CALCULATOR

This simple net worth health calculator helps you evaluate this question: "How healthy is your current net worth?"

It takes the inputs of your variables including: your ASSETS (what you own) MINUS (-) your LIABILITIES (what you owe) and then it considers the input variables of your current age and income. Then, it uses a formula described in the best selling book, "The Millionaire Next Door” and gives you a clear picture of the relative health of your current net worth.

Download Simple Net Worth Health Calculator Excel File

Simple Net Worth Calculator

SIMPLE RETIREMENT SAVINGS CALCULATOR

This calculator helps you to evaluate the health of your current retirement savings by allowing you to input your current retirement savings.

Then you can "stress-test your current retirement savings plan" by inputting your variables of: planned annual additional savings, estimated investment returns, estimated average inflation rate, your planned annual retirement withdrawal rate, and how many years you anticipate you have before retirement.

The calculator will tell you how much your retirement savings will provide you in today's dollars and the number of years your retirement savings will last based on the variables you input into the worksheet/calculator.

Download Simple Retirement Savings Calculator Excel File

Compounding Power of Saving

COMPOUNDING POWER OF SAVING & INVESTING DILIGENTLY WORKSHEET

This worksheet helps to illustrate the compounding power of saving and investing diligently over time. By viewing this worksheet you will be able to see and understand the importance and power of this statement: "The best time to start saving and investing diligently was yesterday. And, the next best time is today." Take note of "How much $1 is worth if saved and invested to age 65" column. You will also see how much money you need to save monthly and annually today at your age to end up with $1 million or $2 million by age 65.

Download Compounding Power of Saving & Investing Excel File

Compounding Power of Saving

COMPOUNDING POWER OF SAVING & INVESTING DILIGENTLY WORKSHEET

This worksheet helps to illustrate the compounding power of saving and investing diligently over time. By viewing this worksheet you will be able to see and understand the importance and power of this statement: "The best time to start saving and investing diligently was yesterday. And, the next best time is today." Take note of "How much $1 is worth if saved and invested to age 65" column. You will also see how much money you need to save monthly and annually today at your age to end up with $1 million or $2 million by age 65.

Download Compounding Power of Saving & Investing Excel File

Compound Interest Illustration

COMPOUND INTEREST ILLUSTRATION OF BEN & TIM

Albert Einstein said, "Compound Interest is the 8th wonder of the world. The one who understands it, earns it. Those who fail to understand it, pay it."

To illustrate the importance of "Starting Early" this worksheet does a sample comparison of Ben and Tim. Ben starts investing $2,000 a year at age 19, then stops at age 27. Tim starts investing $2,000 a year at age 27 and stops at 65.

Who did better at age 65 assuming they both average 10% returns?

See worksheet for answer.

Download Compound Interest Illustration of Ben & Tim Excel File

Compound Interest Illustration

COMPOUND INTEREST ILLUSTRATION OF BEN & TIM

Albert Einstein said, "Compound Interest is the 8th wonder of the world. The one who understands it, earns it. Those who fail to understand it, pay it."

To illustrate the importance of "Starting Early" this worksheet does a sample comparison of Ben and Tim. Ben starts investing $2,000 a year at age 19, then stops at age 27. Tim starts investing $2,000 a year at age 27 and stops at 65.

Who did better at age 65 assuming they both average 10% returns?

See worksheet for answer.

Download Compound Interest Illustration of Ben & Tim Excel File

Return Required

RETURN REQUIRED & AVERAGE LENGTH OF TIME IT TAKES TO RECOVER FROM A MARKET LOSS

This worksheet illustrates the returns and time required to recover from a market loss. Historically markets recover but they take time. This is why diversification of investments is wise, and why investors must take the long-term view.

Download Simple Net Worth Calculator Excel File

Return Required

RETURN REQUIRED & AVERAGE LENGTH OF TIME IT TAKES TO RECOVER FROM A MARKET LOSS

This worksheet illustrates the returns and time required to recover from a market loss. Historically markets recover but they take time. This is why diversification of investments is wise, and why investors must take the long-term view.

Download Simple Net Worth Calculator Excel File

Simple Give Save Spend Calculator

SIMPLE GIVE SAVE SPEND CALCULATOR

This calculator will help you plan your faithful stewardship priorities of:

Giving Generously - 1st
Saving Generously - 2nd
Spending Wisely - 3rd.

You simply enter your income and adjust the Give, Save, Spend percentages to your priority preferences. The calculator will then give you the exact amounts to match your priorities.

Download Simple Give Save Spend Calculator Excel File

Simple Net Worth Calculator

SIMPLE ANNUAL FINANCIAL HEALTH REVIEW TOOL

A consistent and comprehensive review of your finances is wise. The purpose of this SIMPLE Annual Financial Health Review Tool is to help give you understanding, clarity, and helpful direction for your finances. This tool is intentionally designed to give you the Big Picture View of your financial life. The author of the book of Proverbs, writing to a farming and herding culture, provides us with this wisdom from the ages regarding the need for knowing and paying attention to all of the financial assets God has entrusted to our care to manage:

Proverbs 27:23 Be sure you know the condition of your flocks (finances), give careful attention to your herds (resources); 24 for riches do not endure forever.

After you complete the details in this financial review, you will find it helpful to review this with your spouse or a mature and wise friend who has demonstrated that they are effective at managing the financial resources entrusted to their care. Ask for input. Pray and make plans by setting goals for your finances in this next year.

This review should take no longer than 30 minutes to complete. So let’s get started!

DOWNLOAD SIMPLE ANNUAL FINANCIAL HEALTH REVIEW TOOL PDF



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Faithful Stewardship

Stewardship Events & Workshops

Financial Foundations: Learning Wise Money Principles from the Bible

FREE Workshop (Registration is Limited & Required)

Are you tired of always worrying about money? Do you know what the Bible says about money?

In this brief yet comprehensive one-day, less than 3-hour online workshop, you will learn rock solid financial principles based on the truth of God's Word.

We will cover the topics of budgeting, debt elimination, savings, and honoring God with our finances.

Prioritize these three hours and you will leave with a clear, step-by-step, rock-solid financial plan.

To see everything that’s happening at The Compass Church, as well as any financial events coming up, click the EVENTS button.

EVENTS



Click on a title below to read more information and download resources.

Financially Healthy Kids

Raising Financially Healthy Kids

Raising Financially Healthy Kids is our workshop designed to give you practical instruction and tools for raising money-smart kids in a money-crazed world.

You will leave this workshop with common-sense ways to teach these important money lessons:

  • Understanding the difference between ownership and stewardship

  • God's design for earning money

  • How money can only be used three ways

  • How the priority order of using money is crucial to creating true wealth

  • How debt is bondage

  • How making wisdom your primary concern over wealth leads to gaining both

To see everything that’s happening at The Compass Church, as well as any financial events coming up, click the EVENTS button.

EVENTS

Multiply

Multiply: A Biblical Guide To Investing - Workshop

Join us for this practical workshop that will equip you with the biblical foundations, practical knowledge and confidence you need to invest faithfully and effectively.

How is this different than a workshop at your park district or community college?

  • We will look at biblical principles that will help guide you toward faithful and effective investing.

  • This will be led by a Pastor from The Compass Church and experienced Christians in the marketplace of investing.

  • There will be no products or services offered. This will be a true learning experience without a sales pitch.

  • The video content is from Sound Mind Investing who have been in this space of educating wise investment principles for over thirty years.

For many people, investing feels complicated and intimidating.
Complicated because of the unique language used by investors, such as "bull markets" and "bear markets," "asset allocation" and "exchange-traded funds." What does it all mean?

Intimidating because of how quickly—and how far—the stock market can fall.

If you complete all of the action steps in this workshop and discussion guide, you will end up with a written investment plan tailored to your unique circumstances and goals.

Who should join this workshop? Anyone ages 18-98 years old, single or couples - who know they could learn more about investing and what the Bible instructs regarding how to be faithful and effective in investing.

WORKSHOP TOPICS INCLUDE

  • Understanding saving, investing and how to maximize compounding.

  • Managing the common risks associated with investing.

  • Investing in the least taxing ways.

  • Understanding and maximizing the retirement investment vehicles of 401(k) and IRA. And, which type of 401(k) or IRA to use-Traditional or Roth.

  • Creating a written investment plan that fits you.

Registration is required and limited.
Fee: $7 for an online workbook that will guide you in writing out your personalized investment plan tailored to your unique circumstances and goals.

To see everything that’s happening at The Compass Church, as well as any financial events coming up, click the EVENTS button.

EVENTS

Estate Planning Workshop

Estate Planning Workshop

A current US Survey informs us that 72% of us need this workshop because we do not have an up-to-date will or estate plan. Sometimes it takes just the right "nudge" to get really important things accomplished. Estate Planning is one of those really important things. Please join us at this FREE Estate Planning Workshop where you will be motivated, educated and leave with practical next steps that will help you to: honor God, care for your family and advance Christ's Kingdom.

In this brief yet comprehensive one-morning, 2-hour workshop, you will learn important and wise investing principles based on the truth of God's Word and current estate planning best practices.

HOW THIS FREE ESTATE PLANNING WORKSHOP IS DIFFERENT

  • The content is grounded in Biblical principles for Estate Planning.

  • It will be led by a Pastor from The Compass Church and experienced Christians in the marketplace of estate planning.

  • This is designed from beginning to end to be an educational experience without a sales pitch.

WORKSHOP TOPICS INCLUDE

  • Who needs an Estate Plan? Why you need an Estate Plan? What is an Estate Plan? Special considerations when forming your Estate Plan.

  • Helping you develop your Action Plan for your Estate Plan.

To see everything that’s happening at The Compass Church, as well as any financial events coming up, click the EVENTS button.

EVENTS

FPU

Financial Peace University (FPU)

Developed by author and radio host Dave Ramsey, this 9-session workshop will guide you through developing and putting into action a complete and biblically-based plan to bring financial peace to your household.

This journey will definitely change your perspective about money as you understand that everything belongs to the Lord and we are stewards of everything He has entrusted to our care.

The initial sessions, covering the "7 Baby Steps" will help you build an emergency fund, build and follow a budget, pay off and stay out of debt, invest for retirement and save for college.

Additional sessions will cover the topics of Types of Insurances to avoid and types you should purchase; Real Estate and appropriate Home Mortgages that will make sure your home be a blessing and not a curse.

The ninth and final session covers Outrageous Generosity, our ultimate goal in our financial journey. This session will highlight how God is a giver and because we are made in His image we were all designed to be givers.

This class is fee-based and includes access to Ramsey+ and the full version of the EveryDollar budgeting tool. Registration is required.

To see everything that’s happening at The Compass Church, as well as any financial events coming up, click the EVENTS button.

EVENTS

CAP Money Course

CAP Money Course

The CAP Money Course is a free 3-session money management course that teaches people budgeting skills and a simple, cash-based system.

The CAP Money Course is simple, flexible, and effective. Each of the three sessions will be led by a CAP Money Coach and includes:
Building a budget: You’ll take a good look at where your finances are right now and use this information to build your own balanced, sustainable budget. Our free, online tool makes the process simple and gives you clarity around your budget immediately.

Implementing the CAP Money system: This system will simplify your spending and help make your budget work day-to-day. It operates using three accounts for your money: a regular payments account, a cash account, and a savings account.

Learning to live on cash: By putting away the credit cards and spending only the cash you have budgeted for week-to-week, you’ll see how you really can get your finances under control.

This class and access to the videos and CAP Money budgeting tool is free. Registration is required.

To see everything that’s happening at The Compass Church, as well as any financial events coming up, click the EVENTS button.

EVENTS